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Estimates are for planning conversations only. They are not loan approvals, closing disclosures, legal advice, or title/escrow commitments.

Sale Price$Down Payment%Interest Rate%Property Taxes$/moInsurance$/moHOA$/mo

Closing cost assumptions

Discount Points%Processing$Underwriting$Other Lender$Appraisal$Title Fees$Other Third Party$Govt Fees$Warranty / Other$Prepaid InterestdaysTax PrepaidmoEscrow CushionmoEarnest Money$Seller Credits$Assistance Credits$

Approx. Monthly Payment

$2,033.58

Approx. Cash to Close

$18,262

Down Payment$9,800

Base Loan$270,200

Upfront MIP Financed$4,729

Total Loan$274,929

LTV96.50%

Principal & Interest$1,737.74

Mortgage Insurance (0.55%)$123.84

MIP DurationLife of loan

Net Closing Costs$8,462

Approx. Cash to Close$18,262

FHA assumptions use a 30-year term, 1.75% upfront MIP financed into the loan, and annual MIP based on original LTV plus the HUD 2023-05 MIP rate breakpoint. Replace defaults with a lender Loan Estimate for exact figures.